01
Personal tax
Individual and family tax returns, rental property schedules, capital gains and year-end planning.
- Individual returns
- Rental schedules
- Capital gains
- Family tax planning
Who we help · Private clients & families
Personal finances, looked after properly.
Personal tax, home lending, superannuation, insurance and retirement planning — for families, professionals and retirees, including many clients who first came to us through their business.
The decisions in front of you
The big personal decisions are connected.
Buying a home, building super, protecting your family and retiring all depend on each other.
Lending
Is your home loan still competitive?
Many borrowers pay more than they need to simply because their loan has not been reviewed. A refinance or repricing can be worth thousands a year.
Super
Are you on track?
Contribution caps, fund fees and investment options all affect what you will have at retirement. Small changes made early have the biggest effect.
Protection
Would your family be OK?
Most families are under-insured or insured through default cover that was never designed around their debts and income.
How we help
Personal advice, connected.
Engage us for one thing or the whole family.
02
Home loans
Purchase, refinance and construction lending from a panel of 60+ lenders.
- First and next home
- Refinancing
- Construction loans
- Bridging finance
03
Superannuation
Contribution strategies, consolidation and fund reviews through Hedley Capital.
- Contribution strategy
- Fund consolidation
- SMSF advice
- Spouse contributions
04
Insurance
Life, TPD, trauma and income protection sized to your actual needs.
- Needs analysis
- Income protection
- Life and TPD
- Claims support
05
Retirement planning
When you can retire, the income you will need and how to fund it.
- Retirement modelling
- Account-based pensions
- Centrelink considerations
- Estate coordination
06
Selling your home
An evidence-based sales campaign run by an experienced auctioneer.
- Appraisal
- Auction or private sale
- Marketing
- Negotiation
The divisions involved
One team, every angle.
Engage the divisions you need. Each can be engaged on its own.
Hedley Capital
Super, insurance and retirement
Personal advice through Hedley Capital.
Explore the division →FinanceHome lending
Purchase, refinance and construction.
Explore the division →Accounting & TaxPersonal tax
Returns, rental schedules and planning.
Explore the division →PropertySales
Selling your home or investment.
Explore the division →Who you deal with
Personal advice from people you know.
Blake provides personal financial advice and credit assistance; Paul’s team looks after the tax.
Blake Hedley
Managing Director · Property & Finance
17+ years in finance and property, with a Bachelor of Commerce and Law and a Master of Property. Blake leads lending and premises strategy, is a senior auctioneer, and is the authorised representative behind Hedley Capital.
Paul Hedley
Chairman · Accounting & Business Advice
Founding partner with more than 40 years across accounting, finance, property and business advice. Paul leads structuring, tax and valuation — the decisions that quietly determine what a business is worth a decade later.
Common questions
Questions families ask
No. Many of our clients are individuals and families with no business at all.
Yes. A review of existing super and insurance is a common starting point. We will tell you what we would keep, as well as what we would change.
Yes. We arrange home loans for first home buyers, and can explain options such as family guarantees in general terms before any recommendation is made.
The first conversation is free. Any fees for personal advice or credit assistance are disclosed to you in writing before you proceed.
Resources
Useful before the first meeting.
Tool
Loan repayment calculator
Repayments, total interest and the effect of extra repayments.
Open the calculator →ToolVictorian stamp duty calculator
Including first home buyer and principal residence rates.
Open the calculator →DivisionHedley Capital
Super, investments, insurance and retirement.
Explore Hedley Capital →Hedley Partners is a group of separately regulated businesses. Accounting and tax services are not provided under an AFSL or ACL. Credit is provided under ACL 517192 (LMG Broker Services Pty Ltd). Financial advice is provided through Hedley Capital under AFSL 499010 (MFG Advice Pty Ltd). Real estate services are provided under Victorian estate agent’s licence 088916L. Information on this page is general only. Full details: Licensing & disclosures.
A second opinion on your finances, free.
Twenty minutes on your home loan, super, insurance or tax — whichever matters most right now.