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Property insights

Property insights for investors and owners

Negative gearing, rentvesting, ownership structures, auctions and the rules Victorian landlords now live with — written by a firm that sells, manages and finances property.

About this topic

What we cover, and why it matters now.

Victorian property has changed more in the past two years than in the decade before it. Landlords now work under the 2025 and 2026 rental reforms, new energy efficiency standards begin on 1 March 2027, and from 1 July 2027 negative gearing and the capital gains discount change for property bought after Budget night 2026.

Hedley Real Estate sells and manages property across Melbourne, and the same firm arranges the lending and does the tax. These articles are written from that combined view: what a decision means for your cashflow, your borrowing capacity and your after-tax return, not just the purchase price. For hands-on help, see our property services or how we help investors and landlords.

All articles

6 articles and guides

InsightProperty9 min read

Negative gearing changes from 1 July 2027: what Victorian investors need to know

Negative gearing is now limited to new builds for property bought after 12 May 2026. Who is grandfathered, what changes on 1 July 2027 and what investors should do now.

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InsightProperty8 min read

Rentvesting in Melbourne: does it still work under the new rules?

Rent where you want to live, buy where you can afford. How rentvesting works, what the 2027 negative gearing and CGT changes mean, and what you give up as a first home buyer.

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InsightProperty9 min read

Buying investment property: personal names, a trust or a company?

How to choose the ownership structure for an investment property in Victoria: tax, land tax, asset protection, negative gearing, CGT and the 2026 tax reforms compared.

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InsightProperty8 min read

Buying at auction in Melbourne: an auctioneer’s guide for buyers

How Victorian auctions work and how to bid well: statements of information, underquoting rules, cooling-off, pre-approval, deposits, bidding tactics and setting your limit.

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GuideLandlords11 min read

Owning a rental in Victoria: what has changed and what is coming

Minimum standards, the energy efficiency rules from 2027, and the hold-or-sell decision.

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InsightPremises8 min read

Should you buy the building you trade from?

Owning the site changes your debt profile, your tax position and your sale price.

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