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Who we help · Medical & allied health

For practitioners who also run a business.

GP practices, dental, physiotherapy, specialists and allied health clinics. Practice structure, tax, equipment and premises finance, valuation and your personal wealth — handled by one team that understands how practices earn and how lenders see them.

The decisions in front of you

Practice owners carry two careers’ worth of decisions.

Clinical work pays the bills, but the business decisions decide the wealth.

Structure

Arrangements under scrutiny

Service entity and practitioner arrangements, contractor versus employee questions and payroll tax exposure all need careful, documented structuring — and regular review.

Capital

Equipment and fit-out are expensive

A new room, a chair, imaging or a full fit-out is a significant capital decision. Funding type, tax treatment and payback should be assessed before the first quote is accepted.

Income

Your income is the asset

For most practitioners, the ability to work is the biggest asset. Income protection, super and personal wealth need to be planned around a high, sometimes variable income.

How we help

What we do for practice owners.

Engage us for the whole practice and family, or for a single decision.

01

Practice structure & tax

Practice entity and service trust structures designed and documented, with year-round tax planning for the practice and the practitioners.

  • Service entity arrangements
  • Payroll tax review
  • Distribution planning
  • Annual compliance
02

Practice finance

Purchase, buy-in, fit-out and equipment funding from a panel of 60+ lenders, including lenders with dedicated medical and dental policies.

  • Practice acquisitions and buy-ins
  • Fit-out funding
  • Equipment finance
  • Working capital
03

Premises

Lease negotiation for the practice, or buying the building — directly, in a separate entity or through an SMSF.

  • Lease negotiation and renewal
  • Premises purchase finance
  • SMSF property considerations
  • Fit-out make-good planning
04

Personal wealth & protection

Income protection, life cover, super and investments through Hedley Capital, planned around a practitioner’s income and career stage.

  • Income protection
  • Super contributions
  • Investment strategy
  • Retirement planning
05

Practice valuation & exit

An evidence-based valuation for partner entry or exit, sale or succession — with the CGT position planned alongside it.

  • Practice valuation
  • Partner entry and exit
  • Sale readiness
  • CGT concessions
06

Home and investment lending

Your own home and investment property lending arranged by a broker who understands practitioner income, including recently qualified and self-employed practitioners.

  • Home loans
  • Investment lending
  • Refinancing
  • Professional lending policies
Who you deal with

Advice from the partners.

Paul leads structuring, tax and valuation. Blake leads lending, premises and wealth advice.

Paul Hedley, Chairman · Accounting & Business Advice, Hedley Partners
Paul Hedley
Chairman · Accounting & Business Advice

Founding partner with more than 40 years across accounting, finance, property and business advice. Paul leads structuring, tax and valuation — the decisions that quietly determine what a business is worth a decade later.

Blake Hedley, Managing Director · Property & Finance, Hedley Partners
Blake Hedley
Managing Director · Property & Finance

17+ years in finance and property, with a Bachelor of Commerce and Law and a Master of Property. Blake leads lending and premises strategy, is a senior auctioneer, and is the authorised representative behind Hedley Capital.

Common questions

Questions practice owners ask

Yes. We design, document and review service entity arrangements for practices, with attention to commercial fees, payroll tax exposure and how the arrangement will look to the ATO and to a future buyer.

Yes. We arrange fit-out and equipment finance through lenders with specific policies for medical and dental practices, and help you choose between loan, lease and chattel mortgage structures.

Yes. We act for individual practitioners as well as practice owners — personal tax, home lending, income protection and super — and can help you assess a buy-in when the opportunity arises.

Yes. We value whole practices and partial interests for partner entry and exit, sale and family purposes, using evidence-based earnings and sector-appropriate multiples.

Resources

Useful before the first meeting.

Hedley Partners is a group of separately regulated businesses. Accounting and tax services are not provided under an AFSL or ACL. Credit is provided under ACL 517192 (LMG Broker Services Pty Ltd). Financial advice is provided through Hedley Capital under AFSL 499010 (MFG Advice Pty Ltd). Real estate services are provided under Victorian estate agent’s licence 088916L. Information on this page is general only. Full details: Licensing & disclosures.

A practice review, without the invoice.

Twenty minutes on your structure, your funding and your personal position.