Loan repayments
Estimate repayments, total interest and what an extra repayment would save.
Your estimate
- Total interest over the term
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- Total repaid
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- Interest saved by extra repayments
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- Time saved
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Illustrative only. Assumes the rate stays the same for the whole term and excludes fees and charges. Actual repayments depend on the lender, product and your circumstances.
Talk to us about your numbers →Victorian stamp duty
Estimate land transfer duty on a Victorian property purchase.
Uses the State Revenue Office general rates, the principal place of residence concession (up to $550,000) and the first home buyer exemption (up to $600,000) and concession (to $750,000). Eligibility conditions apply.
Estimated duty
- Effective rate
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- Duty at general rates
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- Concession saving
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Excludes foreign purchaser additional duty, off-the-plan and pensioner concessions, and registration and transfer fees. Confirm your duty with the State Revenue Office or your conveyancer before settlement.
Talk to us about your numbers →Rental yield & cashflow
Gross and net yield on an investment property, and the cashflow after interest.
Net yield
- Gross yield
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- Rent received after vacancy
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- Annual holding costs
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- Annual interest (interest only)
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- Annual cashflow before tax
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- Weekly cashflow before tax
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Illustrative only and before tax, depreciation and any capital growth. Land tax, insurance and maintenance vary widely by property and ownership. Management fee shown is an assumption — ask us for our current fee schedule.
Talk to us about your numbers →Business acquisition funding
An indicative view of the total funds and equity needed to buy a business such as a pharmacy or practice.
Lending percentages are assumptions for illustration only. Lender appetite depends on the business’s earnings, the lease, your experience and any additional security, such as equity in property.
Equity required
- Total funds required
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- Estimated lending
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- Acquisition costs
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- Equity as share of total
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Illustrative only. Not an offer of credit or an indication that finance will be approved. The equity contribution can often come from property equity, which needs to be confirmed well before you find a business to buy.
Talk to us about your numbers →These calculators provide general information and illustrative estimates only. They are not credit assistance, financial product advice or tax advice, and do not take into account your objectives, financial situation or needs. Full details: Licensing & disclosures.
Want the real numbers?
We will run your actual position — lending, duty, cashflow and tax — in a free twenty-minute review.